General information & conditions
General information
Algemene Bankvoorwaarden 2017
General Banking Conditions 2017
Algemene Voorwaarden voor Kredietverlening (zakelijk)
Toelichting Algemene Voorwaarden voor Kredietverlening (zakelijk)
General Credit Conditions for Corporate Clients
Algemene Voorwaarden voor Verpanding (zakelijk)
General Pledge Conditions for Corporate Clients
Algemene Voorwaarden voor Hypotheken (zakelijk)
General Mortgage Conditions for Corporate Clients
Product conditions Cash Management
Algemene Voorwaarden Zakelijke Betaaldiensten
Deposit Guarantee
Deposit guarantee scheme Deutsche-Bank AG, Amsterdam Branch (NL/EN)
Whistleblowing Policy
Conflicts of Interest Policy
Deutsche Bank conducts its business according to the principle that it must manage conflicts of interest fairly, both between itself and its clients and between one client and another.
The Global Conflicts of Interest Policy, which you can download from this website, explains the fundamentals of how Deutsche Bank identifies and manages conflicts of interest.
Information about how personal data is processed by Deutsche Bank (GDPR)
GDPR Privacy Notice (Nederlands)
Cut-off Times Payments
Show content of Payments EUR
Outgoing payments - batches
| Payment type | Cut-off time | Value date |
|---|---|---|
| EUR SEPA (BIC/IBAN) | 13:00 | D |
| EUR SEPA multiple (bulk) batch payments | 13:00 | D |
| EUR Cross-border payments in EUR (non-SEPA) | 15:00 | D+2* |
| EUR Cross-border urgent payments in EUR (non-SEPA) | 16:15 | D |
- Cut-off times are based on payment delivery in an accepted electronic format without conversion and direct processing.
- Cut-off times do not include Funds Release processing.
- Cut-off times do not apply to Cash Pool payments.
- Cut-off times are based on Amsterdam local time.
- Instructions received on non-business days (weekend, bankholidays etc) will be processed the next working day.
* For Cross-border non-urgent payments in EUR a different value date may be applied.
Incoming payments - batches
| Payment Type | Cut-off Time | Value Date |
|---|---|---|
| EUR SEPA (BIC/IBAN) | 17:00 | D |
| EUR SEPA - multiple (bulk) batch payments | 17:00 | D |
| EUR Cross-border payments in EUR (non-SEPA) | 16:00 | D |
| EUR Cross-border urgent payments in EUR (non-SEPA) | 16:00 | D |
- Cut-off times are based on payment delivery in an accepted electronic format without conversion and direct processing.
- Cut-off times do not include Funds Release processing.
- Cut-off times do not apply to Cash Pool payments.
- Cut-off times are based on Amsterdam local time.
- Instructions received on non-business days (weekend, bankholidays etc) will be processed the next working day.
Show content of Instructions
Outgoing instructions - batches
| Transfer Type | Direct Debit Type | Cut-off Time | Value Date |
|---|---|---|---|
| EUR SEPA | SDD Core 1st submission | D-1* 13:00 | D |
| EUR SEPA | SDD Core recurrent | D-1* 13:00 | D |
| EUR SEPA | SDD B2B | D-1 12:00 | D |
* The common lead time will be D-1. However when initiating SDD, D-5 and D-2 is still optional.
- Cut-off times are based on payment delivery in an accepted electronic format without conversion and direct processing.
- Cut-off times do not include Funds Release processing.
- Cut-off times do not apply to Cash Pool payments.
- Cut-off times are based on Amsterdam local time.
- Instructions received on non-business days (weekend, bankholidays etc) will be processed the next working day.
Incoming instructions - batches
| Transfer Type | Direct Debit Type | Cut-off Time | Value Date |
|---|---|---|---|
| EUR SEPA | SDD Core | 17:00 | D |
| EUR SEPA | SDD B2B | 17:00 | D |
- Cut-off times are based on payment delivery in an accepted electronic format without conversion and direct processing.
- Cut-off times do not include Funds Release processing.
- Cut-off times do not apply to Cash Pool payments.
- Cut-off times are based on Amsterdam local time.
- Instructions received on non-business days (weekend, bank holidays etc.) will be processed the next working day.
Show content of Payments other currencies
Outgoing payments
Transaction should be advised minimal two business days prior to processing.
Cross-border payments in other currencies
| Currency | Time | Value date |
|---|---|---|
| AED | 08:00 | D |
| AUD | 16:00 | D+1 |
| CAD | 16:00 | D |
| CHF | 14:30 | D |
| CNY | 17:00 | D+1 |
| CZK | 11:30 | D |
| DKK | 12:00 | D |
| GBP | 17:00 | D |
| HKD | 17:00 | D+1 |
| HUF | 12:30 | D |
| ILS | 09:00 | D |
| JPY | 17:30 | D+1 |
| MAD | 13:00 | D+1 |
| MXN | 16:30 | D |
| NOK | 12:00 | D |
| NZD | 16:00 | D+1 |
| PLN | 13:30 | D |
| QAR | 08:00 | D |
| RON | 12:00 | D |
| SAR | 08:00 | D+1 |
| SEK | 12:00 | D |
| SGD | 15:30 | D+1 |
| THB | 16:00 | D+1 |
| TRY | 10:00 | D |
| USD | 17:30 | D |
- Cut-off times are based on payment delivery in an accepted electronic format without conversion and direct processing.
- Cut-off times do not include Funds Release processing.
- Cut-off times do not apply to Cash Pool payments.
- Cut-off times are based on Amsterdam local time.
- Instructions received on non-business days (weekend, bankholidays, etc) will be processed the next working day.
- Cut-off times are based on urgent payments. In case of non-urgent payments a different value date will be applied.
Incoming payments
Cross-border payments in other currencies
| Currency | Time | Value date |
|---|---|---|
| AED | 09:00 | D+1 |
| AUD | 17:00 | D+1 |
| CAD | 16:00 | D |
| CHF | 15:30 | D |
| CNY | 17:00 | D+1 |
| CZK | 12:30 | D |
| DKK | 12:45 | D |
| GBP | 16:00 | D |
| HKD | 17:00D | D+1 |
| HUF | 13:30 | D |
| ILS | 10:00 | D |
| JPY | 17:30 | D+1 |
| MAD | 14:00 | D+1 |
| MXN | 17:30 | D |
| NOK | 14:00 | D |
| NZD | 17:00 | D+1 |
| PLN | 13:30 | D |
| QAR | 09:00 | D |
| RON | 13:00 | D |
| SAR | 17:00 | D+1 |
| SEK | 15:00 | D |
| SGD | 14:30 | D+1 |
| THB | 16:00 | D+1 |
| TRY | 11:00 | D |
| USD | 16:30 | D |
| ZAR | 10:30 | D |
- Cut-off times are based on payment delivery in an accepted electronic format without conversion and direct processing.
- Cut-off times do not include Funds Release processing.
- Cut-off times do not apply to Cash Pool payments.
- Cut-off times are based on Amsterdam local time.
- Instructions received on non-business days (weekend, bankholidays, etc) will be processed the next working day.
- Cut-off times are based on urgent payments. In case of non-urgent payments a different value date will be applied.
Basic interest rates
This page explains more about the most important basic interest rates. For more information about these or other rates, please refer to our general credit conditions and/or your contact person at Deutsche Bank.
Show content of Euro base rate
The Euro base rate is the rate that Deutsche Bank uses as the basis for lending on current accounts. Products for which the debit interest rate is based on the Deutsche Bank Euro base rate are no longer offered actively. You can request information about existing products from your contact person at Deutsche Bank.